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Blog: Mortgage Information

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more

D. Bailey & Associates Realty
5220 Jimmy Lee Smith Pkwy
Hiram, GA 30141
Phone: 770.573.3200
Fax:678.606.5548
Email: darius.bailey@ownatlantanow.com

Counties Serviced

Paulding
Douglas
Cobb
Fulton
Henry

Testimonials

What Darius did doing the whole house buying process can't be put into words. He walked me through the complete process slowly because I was new to the process. He made calls and checked on things while i was at work to expedite the situation. I feel like the whole process went very smooth because of Darius. When i needed some information i could just text or call and always received a response..he kept in Constant Contact about information needed for the broker which made it easier for me. I have to give him the two thumbs up. Reginald L Franklin
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